Hi, I’m James Heidebrecht, Founder of Policy Architects. I’m a husband, father, musician and former audio junkie, who enjoys coffee and the occasional cigar.
We’ve helped hundreds of families across Canada purchase life insurance from companies they can trust. At Policy Architects, our sole purpose is to help you and your family choose the right life insurance policy at the best possible price. Whether you’re looking for a term policy to protect your mortgage or life insurance to cover funeral costs, we can help you make the most educated decision.
What Type Of Life Insurance Is Right For You?
Term Life is what most people think of when they come to us for their insurance needs. It’s affordable, easy to understand and the best way for breadwinners to protect their families over a set period of time.
Whole Life is coverage that doesn't expire, regardless of age or health. It’s permanent life insurance that pays a tax-free lump sum to your family whether you die tomorrow or when you’re 90
Final Expense is usually a small policy between $5,000 to $25,000, designed to cover your funeral costs. Many of these plans require no physical or medical exams to qualify.
Life Insurance From Our Family to Yours
If you die prematurely, your family will be sent into a financial tailspin. Don’t let this happen! Life insurance provides living expenses for your loved ones, now and for years to come.
As you age your needs change, and your coverage should too! Life insurance can protect you and your family from outstanding debts like student loans, lines of credit or a mortgage balance.
Your responsibilities don’t end when you die. Your final exit shouldn’t be a burden for those you love. A final expense policy can cover funeral costs and ensure your family doesn’t get stuck with the bill when you pass away.
5 STARS
What Customers Say
I’m not really one to write reviews, but In this case I had to write that James provided sound quality advice when I simple “cold called” him concerning a non-medical life insurance policy from a specific company. He took the time and liberty to speak with me and provided knowledgeable advice and even went one step further by confirming for me by getting into contact with an underwriter. James was very easy to talk to and was very detailed oriented. I would recommend James at Policy Architects for all your personal insurance needs.
Thank you, James,
James is a detail oriented, solution focused professional, willing to go the extra mile to make sure his clients get top shelf service. He helped me save a significant amount of money by re-writing one of my previous policies.
It was a great pleasure doing business with James. When I started my journey for a life insurance policy, I had very specific needs and also had a tight budget.
James is solution oriented. He diligently addressed my needs to provide with the policy that covers me in a very satisfactory way. Most importantly, I did not feel pressure to buy anything. He took all the time to listen to my concerns and answer my questions. I definitely recommend James.
James is a excellent insurance agent. He explained everything clearly to me. I am quite happy with my policy. I Have a peace of mind that my children will not be left with final expenses. I recommend James he is a agent you can trust and really cares about your insurability needs. Thanks James for all your help
Loralee Bradley
2023-04-14
I am 66 years old and of course looking for insurance I met James and he was fantastic very much tuned into my needs and not a commission. He's knowledgeable about the policy. It was a pleasure working with him
Kelly .E. Schneider
2023-04-04
Easiest person to talk to about Life Insurance! Love that he's a Father. Really wonderful to meet on the phone. One day, would love to invite, to see what we, do at the Onyx Community Service Center. Ottawa, On Canada. Have a great week. Thank you for being so understanding and helpful Mr. James Heidebrecht. Kelly E Schneider 1811- 251 Donald St. Ottawa, On K1K 4B7. Canada.
James Church
2023-02-14
I found James to be incredibly helpful, accommodating, knowledgeable in the insurance field. He follows up to ensure everything is in order. I would recommend his service to anyone.
Tags B
2023-02-11
It was a pleasure to work with James.
He is very thorough, always on time, gives updates step by step so there is no need to follow up.
I will highly recommend James to my friends and relatives and I am sure they will be very pleased with his service.
Karen K
2023-01-18
James is always so helpful and proactive in suggesting best possible solutions for our needs!
Sue Shier
2023-01-11
Thanks for all your persistence and patience as we tried navigating through my crazy schedule. Always professional and made the process painless and simple.
Sue
Jennifer Devereux
2022-11-24
James is a pleasure to work with. I have worked with him in a little over a year to get the right product for my needs given my situation. He is knowledgeable, very patient, sincere, honest and reliable -- he won't stop at getting you a policy just for the sake of. He ensures that it is the best one for you. His passion to help people stands out. Can't speak highly enough of him. Found him through online research, excellent website too!
Gina Olley
2022-10-23
I have know James for along time and he has been very helpful and a great person to deal with I would really recommend Jmes to anyone how needs life Insursnce and he is very honest as well.
